Getting good travel insurance

As crowds of people face long lines at security this summer, most travellers minds are fixed on facing that daunting hurdle. While it is an excellent idea to be informed about airport security measures and make preparations for queues and delays, these considerations shouldn't drive one of the most important aspects of travel from the minds of summer passengers this year. It is still just as important to get travel insurance before taking off now as it has ever been.

With so much else to think about, it can seem like Travel insurance is an extraneous cost, perhaps even more than its worth. Actually travel insurance can save you a lot of money and help contribute towards peace of mind when travelling.

Travel insurance covers travellers who have lost close family members just before a trip or who have family members take ill right before take off. Insurance means that even if you or your travelling companions fall sick and require medical treatment abroad, someone is on the phone to help find doctors and cover the costs. Especially with airports the way they are today, travel insurance is essential to keep your holiday going even if your bags never show up or get stolen on the road.

There are a lot of policies and companies out there to choose from and it can be somewhat difficult and even bewildering to make a choice. If you are in the market for some travel insurance, there are a few things every good policy should have:

- A good travel insurance policy provides cover for the entire duration of your travels. Most policies should cover activities and sports although if you plan to engage in anything even slightly unusual, it pays to check. Jet skiing, for example, is often not covered by a regular policy although extended insurance is often available.

- The minimum health coverage in Europe should be £1 million and for travel to the rest of the world, at least £2 million is suggested. A good policy provides 24-hour emergency service from anywhere in the world and will ensure transportation of you or your body in the case of serious illness or death. The policy should also offer compensation in the event that a death or illness in the family causes cancellation or interruption of your travels.

- Most travel insurance policies should cover personal liability and pay out in the event that you are accidentally responsible for injury or damage to a third party or their property.

- Finally, it is essential that your policy covers lost, stolen or damaged property of your own. It's important to check the limits the company is willing to pay to ensure they will cover items like cameras and jewellery.


Follow these links to find out more or to get a quote on Travel insurance, UK airport parking, UK airport hotels or UK airport lounges.



Jennifer Jones Editorial


05/08/2007


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